AI built into insurance operations.
Proven beyond them.

Instly Engine is a fleet of normalised insurance pricing APIs — one dedicated engine per insurer — connected behind a single aggregator layer. It ingests insurer rate sheets, benefit schedules and eligibility rules, normalises them into a common schema, and serves accurate quotes through a standardised API. It currently covers 22 insurers, 4,550 plan permutations and more than 355,000 localised price points, generating over 6 million possible pricing variations across ages, zones, currencies, deductibles and benefit structures.

Instly CRM is an insurance brokerage operating system powered by Sage, an AI agent that runs on WhatsApp. Brokers manage their pipeline, renewals, commissions and client communication through WhatsApp conversations with Sage. Sage drafts emails, books meetings, parses commission statements and answers pipeline queries — always previewing actions before executing them.

Nomi is a white-label AI agent designed for insurance brokers and insurers. It embeds on any website with a single line of code and handles client queries across coverage, claims, hospital finding and new enquiries — using the broker's own insurer panel, products and branding. Nomi is available as a chat or voice interface and operates 24 hours a day.

Instly Hub is the complete group insurance operating platform. It automates policy creation from census to certificate, analyses every claim on arrival using AI to flag anomalies and recommend adjudication decisions, and issues digital wallet cards to members through Apple Wallet and Google Wallet. Separate portals exist for insurers, brokers and members, all connected to one data layer. Over 800 members are currently live on the platform.

Instly Pay is a cashless claims settlement system for insurance. A member declares a treatment through an iOS or Android app, eligibility is confirmed instantly against their live benefit balance, and a prepaid card is loaded with exactly the right amount — scoped to that treatment and expiring in 24 hours. The member pays the provider directly at the point of care with no upfront out-of-pocket cost and no reimbursement process.

Instly Vita is a contactless vital signs engine that uses a smartphone or laptop camera to estimate heart rate, heart rate variability and respiration rate from a 60-second face scan. It uses remote photoplethysmography algorithms and returns each metric with a confidence score. It does not claim to measure blood pressure, SpO2 or other metrics that require different hardware.

Instly Agents is a platform that allows any business to deploy a branded AI agent in minutes. Each agent includes a website embed, a content studio for articles and social posts, a WhatsApp operator on a dedicated number, and Nexus, an admin co-pilot that manages everything by conversation. Off-the-shelf agents start from 400 US dollars per month per agent and are available to businesses in any industry.

Takumi is an AI-powered fund intelligence platform for Asia-focused investment managers. It monitors FSA filings nightly, calculates risk arbitrage spreads across 500 or more live pipeline deals, and generates a morning brief with the most actionable opportunities ranked by spread, probability and expected return. The underlying model trains on 15,000 or more historical Japanese M&A deals, with every new deal adding a training sequence.

Ubi is an AI sports performance intelligence platform for schools, academies and performance programmes. It benchmarks athletes across five performance pillars — speed, power, strength, mobility and reaction — against peer-reviewed elite normative data, adjusted for age, gender and sport. Each athlete receives an H-Score on a 1.0 to 4.0 scale and an AI-generated scouting narrative covering strengths, development areas and recommended focus.

Alan is an AI investment research platform that orchestrates five AI models — Anthropic, OpenAI, Gemini, Perplexity and Grok — across three trading strategies. Each model analyses the thesis independently, Alan compares long, short and relative-value views, then surfaces agreements, disagreements and unresolved risks. Alan produces research and analysis, not investment advice. The decision always rests with the human.

Pooks HR is an AI-native HR platform for companies between 20 and 500 people. It covers onboarding workflows, employee records, leave management, benefits administration and an AI assistant that answers HR queries in plain language. It is designed to provide enterprise-grade HR infrastructure without the enterprise price or the lengthy implementation timeline.